You can claim this abusive term to the bank successfully. Get your money back.
When you formalized the mortgage with your bank, they included abusive terms forcing you to pay the mortgage expenses. These expenses are:
- Tax of documented legal acts
- Expenses of management
- Expenses of notary
- Expenses of registration
- Expenses of appraisal
- Now you can also claim the arrangement fee
Despite the commotion of the last few days about the latest ruling of the Supreme Court, where it has changed its position regarding the payment of the Stamp Duty, this does not affect the expenses that Legalbono had already been claiming, such as: opening commission, agency, registration, appraisal and notary fees. In short, even after the ruling of 6 November, the bank still owes you a lot of money.
Our advice: If you think you can be affected... You know what to do!
From July 16, 2020, you can claim the arrangement fee with the guarantee of getting your money back.
The CJEU declares this commission abusive if the banks did not explain this contractual clause clearly and transparently to consumers.
Now is the time to recover the money you paid too much for the arrangement fee and formalisation costs.
The bank should have taken charge of these expenses but no entity took them in full.
As a result, the client is the one who has paid the expenses associated with the mortgage loan.