Multicurrency | Legalbono

Why claim with Legalbono?

No win no fee You don't have to advance any payment! You only pay when we recover your money back.

We claim all that can be claimed We study all the abusive clauses on your mortgage and claim them all

99% success rate We are experts on bank claims

Now you can recover the money overpaid for having contracted with your bank a multicurrency mortgage.

An additional clause that you can claim to your bank successfully. Recover what you overpaid and request a mortgage in euros.

What is a multicurrency mortgage?

The multi currency mortgage is a mortgage loan contracted with your bank in a foreign currency. This type of mortgage is referenced by the Libor and not by the Euribor as happens with the mortgages in euros.
How does a multi currency mortgage affect my monthly payment?

If you have a mortgage in foreign currencies, i.e. a currency different from the euro, it implies that the monthly payments of your mortgage will vary depending on the fluctuations of the chosen currency, thus it will also vary the total amount of debt you have with the bank.
The main risk of this type of financial product is that the total debt contracted will increase exponentially when the foreign currency rate increases.

Our advice: If you have a multi currency mortgage... claim!

Claim the multi currency mortgage

Your multi currency mortgage claim

Can I claim if I have a multi currency mortgage?

Yes, you can, and you must claim. If your bank did not inform you in a clear and comprehensive way about the risks and consequences of this type of loan, then you can claim.

Steps to follow By answering a few questions, you will know if you are eligible to claim (and receive that extra pocket money).

What should I do if I have a multicurrency mortgage?

Contact us! We will review your documentation free of charge and calculate the claimable amount. Once the viability of your case is confirmed, we will request your bank to change your mortgage to euros. Also, we will demand the reimburse of the amounts charged through the time the mortgage has been effective.

If your bank offers you an agreement, we recommend not to sign any document without consulting with us first.

You need the advice of a professional who looks after your best interest. If you accept the bank agreement, you waive a large part of the claim.

We have prepared a brief online form to get to know your case. You just have to:

1. Answer some simple questions.

2. An advisor will contact you to let you know how much you can claim.

Complete claim form

Many people, just like you, are winning their multi currency mortgage claims.

879 claims won

1.2 million €uros recovered

We calculate what the bank owes you

Help

Clarify your doubts about multi currency mortgage.

Before you start claiming, you may need to clarify the questions that arise on your multi currency mortgage. We can help you find all the answers in our multi currency mortgage help Centre.

Why can I claim my multi currency mortgage?

On November 15th, 2017, the Supreme Court ruled in relation to multi currency mortgages granting a partial nullity. This clause has been considered abusive because of the lack of transparency and clarity. What this means is that if you are affected by this abusive clause, then your bank is obliged to change the current mortgage conditions.
What documents do I need to demonstrate that my bank has not informed me correctly about the risks of my multi currency mortgage?
You need to collect the following documentation so that the claim can follow its course:
- • Personalised product Information sheet (FIPER).
- • Binding offer.
- • Advertising brochures that the bank gave you.
What happens if I prove that I am a multi currency mortgage affected?

You will recover your money back and you will reduce your monthly payments. It's all benefits.

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