Si tienes una hipoteca con Unicaja, puedes reclamar los gastos de constitución
Comienza tu reclamación a Unicaja
Si tienes una hipoteca con Unicaja, puedes reclamar los gastos de constitución
Comienza tu reclamación a Unicaja
Si tienes una hipoteca con Unicaja, puedes reclamar los gastos de constitución
Comienza tu reclamación a Unicaja
Reclamación por gastos de hipoteca a Unicaja
Reclamación por gastos de hipoteca a Unicaja
Reclamación por gastos de hipoteca a Unicaja

 

Why choose legalbono

No Win-No Fee You only pay when we've won your case

Viability analysis at no cost We study all the abusive terms on your mortgage and claim them

99% success rate We have a huge amount of expertise in the banking industry 

Compensation in advance If your case is viable, you could receive part of your money without putting up with long respites 

Rate this reclamaciones

Unicaja owes you money

When you formalised your mortgage, several abusive terms were included in your deed. These terms obliged you to pay a series of expenses such as notary fees, property registration office fees, an origination fee...

However, it must be the bank itself the one assuming those expenses, not the customer.

We will help you to get back that money claiming those expenses to Unicaja.

Claim

More information about Unicaja

Unicaja

Unicaja is one of the main banks in Andalusia, although it has offices all over Spain.

After its merger with EspañaDuero (formerly Caja Spain and Caja Duero), the Unicaja group must also answer for the claims of the former clients of those entities, especially floor clause and mortgage expenses claim.

How does it work?
By answering some questions, you will know if you qualify for claiming (and get a few extra quid in the pocket)

Formulario

Starting your claim to Unicaja is very easy. You can fill out the form from your computer or smartphone at any time. You just have to:

1. Answer some simple questions.

2. Scan and send us the requested documentation.

3. A legal expert will contact you to let you know how much money you can claim back.

Claim to Unicaja

Do you have a mortgage with another bank? We can also get your money back

Start your mortgage expenses claim

Any doubts left about Unicaja mortgage expenses?


What are the mortgage incorporation expenses?

They are all the expenses associated to the constitution of the mortgage the bank obliged to pay to the consumers. For example, notary expenses, property registration, management fees, the tax on documented legal acts...


What happened with the mortgage incorporation expenses?

Unicaja forced the consumer to pay for the mortgage's incorporation expenses, assuming a considerable extra outlay. However, the Supreme Court has considered that, since the bank is the main interested in registering the mortgage loan deed, it must be the bank the one assuming those expenses and not the consumer.


How do I know if I have paid the mortgage incorporation expenses?

If you have a mortgage, then you likely have paid for the mortgage incorporation expenses. Mortgage incorporation expenses were introduced in almost every mortgage loan.


Can I claim the mortgage incorporation expenses?

Yes, you can (and should) claim as long as it hasn't passed more than 4 years since you finished paying your mortgage. The expenses you will be able to claim are:

  1. Management fees
  2. Notary fees
  3. Registration fees
  4. Housing appraisal costs
  5. Bank comissions


What will I get if my claim against Unicaja succeeds?

If we win your claim, the bank must return you the mortgage incorporation expenses to which we referred in the previous question (including the amount corresponding to the tax of documented legal acts), all added to the legal interest of your money to count from the moment you made the payment of these amounts.


Can you guarantee the success of the claim?

No, we can't guarantee you a 100% chance of success. What we can tell you is that, despite the fact that no claim can have a 100% success rate, mortgage incorporation expenses claims are accepted in a very high percentage and, unless your case is very specific, we are very likely to win your claim. Anyway, remember that we operate under a policy "no win, no fee" so, in the remote case that we lost, you would not pay our fees.


What documentation do I need to claim against Unicaja?

You just have to fill in the form with the information that we will ask you. There will be a point where you must enclose the following documentation:

  1. Mortgage deed
  2. Amortization table of your loan
  3. Invoice of the property registration
  4. Invoice of the notary
  5. Invoice of the management company
  6. Invoice of the tax of documented legal acts

EY!

Quizás tengas dinero que reclamar y no lo sepas aún. Nos gustaría conocerte un poco más para detectar posibles reclamaciones y defender tus derechos.